Zack Sigel

What Is Group Term Life (GTL) Insurance on a Paycheck? Group term life insurance (GTL), which pays a benefit to your beneficiaries if you die, is listed on your paystub to show how much is deducted to pay for your […]

A health savings account (HSA) lets you set aside pre-tax money to pay for medical costs. The money grows tax-free as well. While HSAs can help you save on medical bills, there are rules, requirements, and limits. Before opening an

Original Medicare Medicare Advantage Vision, Hearing, and Dental Care Not covered Covered at least in part by 97% of plans Provider Restrictions None; you can go to any doctor who accepts Medicare Has a network of providers; if you’re allowed

For many people, a house is their largest and most important investment. A house is not just a place to live and raise a family but also an asset with a fairly stable growth rate. Homeownership can unlock financial security,

A home appraisal is part of many transactions involving the purchase or sale of a home. It is a way to determine the fair market value of the home and for the lender to decide how much it’s willing to

Medicare is undergoing sweeping changes in 2025, including a $2,000 limit on out-of-pocket Part D drug costs, the elimination of the prescription drug coverage gap known as the “donut hole,” an opt-in payment plan, and expanded coverage for a number

A health savings account (HSA) is a tax-advantaged savings account for medical expenses like doctor visits, prescription drugs, and dental care. You can open an HSA if you enroll in a high-deductible health plan (HDHP).  High deductibles mean higher out-of-pocket

Key Takeaways Your genetics can impact your life insurance premiums in both positive and negative ways. Genetic testing can lead to people being denied life insurance or cause them to forgo this coverage. Life insurance companies can’t require you to