Troy Segal

In general, those wanting to invest in gold directly have three choices: they can purchase the physical asset, they can purchase shares of a mutual or exchange-traded fund (ETF) that replicates the price of gold, or they can trade futures […]

A 401(k) is a defined contribution plan. You put away a set amount each paycheck, your employer may match some percentage of the contribution, and years later, you declare your own financial independence. There are other retirement-saving vehicles, such as

Historically, many investors mistakenly based the success of their portfolios on returns alone. Few investors considered the risk involved in achieving those returns. Now, it’s far easier to measure risk, with many investment sites providing the Treynor, Sharpe, and Jensen

Provident Fund vs. Pension Fund: An Overview Provident funds and pension funds are two types of retirement plans used around the world, but their specifics differ from region to region. Provident funds, for example, are prominent in Asia, generally operating like Social

If you have large outstanding balances on your credit cards and struggle to pay them off, a home equity loan can help consolidate your debt at a much lower interest rate and lower your monthly payment. If you can only

Ex Works (EXW) vs. Free on Board (FOB): An Overview Ex Works (EXW) and Free on Board (FOB) are international shipping standards known as Incoterms that dictate the responsibilities of buyers and sellers. The Incoterms used determine which parties are

If you owe a debt that is significantly delinquent–usually 90 days or more past due–your lender may decide to either assign or sell your debt to a third-party debt collection agency. This is sometimes referred to as “charging off” the

Fact checked by Amanda JacksonReviewed by Caitlin Clarke RUNSTUDIO / Getty Images The chief executive officer (CEO) is generally considered to be the highest-ranking officer in a company. The president is second in charge. Several variations can take place in

Determining investment yields for most securities is a straightforward exercise. But, this can be more complicated for debt instruments because short-term debt markets have various ways of calculating yields and they use different conventions in converting a period into a

Shares vs. Stocks: An Overview In American English, both words are used interchangeably to refer to owning part of a public company, but there are differences. For example, you might say, “I own stocks,” to indicate that you have investments