Net Income vs. Operating Cash Flow: An Overview Financial statements provide a wealth of information about a company and its operations. Many investors, analysts, and creditors refer to a firm’s net income and operating cash flows to understand how well […]
Operating Cash Flow vs. Net Income: What’s the Difference? Read More »
The Canada Pension Plan (CPP) and the U.S. Social Security system are publicly provided pension systems. They both provide retirement, disability, and survivor benefits but the amount individuals pay and the benefits they receive differ. Key Takeaways The Canada Pension
Canada Pension Plan (CPP) vs. U.S. Social Security Read More »
408(k) Plan vs. 401(k) Plan: An Overview 408(k) and 401(k) are sections of the Internal Revenue Code that outline employer-sponsored retirement plans. Both sections provide guidelines for plans that give employees a means of saving for retirement in a special account. That’s where
408(k) Plan vs. 401(k) Plan: What’s the Difference? Read More »
If you didn’t reach age 62 by Dec. 31, 2015, you cannot claim spousal Social Security benefits and later switch to claiming your own benefit. A federal law passed in 2015 eliminated that strategy, which some couples once used to
Have I Lost the Right to Collect Spousal Social Security Benefits Before My Own? Read More »
Business executives often blur the line between outsourcing and subcontracting but the two practices are quite distinct. The primary differences lie in the amount of control a company has over the work process and whether the work could have been
Outsourcing vs. Subcontracting: What’s the Difference? Read More »
Free market capitalism is an economic system that can generate great wealth and prosperity for businesses, nations, and their citizens. It is also a system that creates winners and losers through competition. While competition can lead to innovation and invention,
Strategies That Companies Use to Regain Market Share Read More »
What Is the Cost Accounting Method? The cost accounting method, which assesses a company’s production costs, comes in a few broad styles and cost allocation practices. However, cost accounting comes with advantages and disadvantages over other types of accounting methods.
Cost Accounting Method: Advantages and Disadvantages Read More »
Loss Ratio vs. Combined Ratio: An Overview The loss ratio and combined ratio are used to measure the profitability of an insurance company. The loss ratio measures the total incurred losses in relation to the total collected insurance premiums, while
Loss Ratio vs. Combined Ratio: What’s the Difference? Read More »
The capital-to-risk weighted assets ratio, also known as the capital adequacy ratio, is one of the most important financial ratios used by investors and analysts. The ratio measures a bank’s financial stability by measuring its available capital as a percentage of
Calculating the Capital-To-Risk Weighted Assets Ratio for a Bank Read More »
The Value of Live Meetings Carefully going through a company’s financial statements is a good way to research a possible investment. But meeting members of a company’s management team and/or participating in an investor conference call can give you added
10 Major Questions Investors Should Ask Management Read More »
