VantageScore Credit Tier 781–850 Super Prime 661–780 Prime (similar to “Good”) 601–660 Near Prime 300–600 Subprime/Not Prime Your credit score is based on multiple factors, including your payment history and how much of your available credit you actually use. Lenders […]
10 Benefits of Having a Good Credit Score Read More »
While a low income can make it difficult to qualify for a personal loan, you may still have options. Some lenders offer low-income loans to borrowers who can meet their other requirements, usually related to credit and debt-to-income (DTI) ratio.
How to Get Low-Income Loans Read More »
Credit Freeze Credit Lock Cost Free Usually bundled with other services for a monthly fee, though credit locks are free at Equifax Time to go into effect Within one business day when requested online or by phone; within three
Credit Lock vs. Freeze: What’s the Difference? Read More »
