Rae Hartley Beck

A home equity line of credit is secured by the equity you have built up in your home. It can be a powerful tool, but it also can be risky. Here’s how a HELOC works, where to get one, and […]

Prior to the Tax Cuts and Jobs Act (TCJA) of 2017, homeowners could claim a plethora of extra tax deductions. But these are no longer an option. After the TCJA became law, it’s more complicated to get a deduction when

A home equity loan can be an easy and relatively inexpensive way to access cash, but you will still pay a price. Borrowing against your home’s equity risks your home and prevents you from building wealth over the long term.

The Roth individual retirement account (IRA) is a versatile retirement tool. Contributions can be taken out at any time without penalties. Your earnings grow tax-free and can be withdrawn tax-free in retirement. Also, you can still contribute to a Roth

Reverse mortgages are a popular way for retirees without savings but with significant equity in their homes to access money when they can no longer work. Reverse mortgages require you to keep the property in good repair, so if your

With natural disasters resulting from climate change impacting property owners, it’s important to consider the financial impact of an event or disaster. If you’re a renter, renters insurance can protect your belongings and help you afford alternative accommodations if a covered

Home equity loans are available in more places than you might think. This article explains where to find home equity loans, how they work, and how to make sure you’re getting a good one.  Key Takeaways You can get a

Interest rates can fluctuate, making it difficult to know when to get a home equity loan. If rates are currently on the rise, you might wonder whether you should take out a home equity loan before rates climb even higher.

Buying a house is absolutely possible with bad credit, but it is harder and more expensive than it would be for people with excellent credit. Before starting the homebuying process, you should consider why you want to be a homeowner

A reverse mortgage is a way for many seniors to get much-needed additional income by tapping into their home’s equity when they’re no longer able to supplement their income through work. So what happens when the most vulnerable lose their