Miranda Marquit

Getting a personal loan usually requires a credit check, so your credit score is important. While lenders vary in their requirements, you’re more likely to get the best loan terms if your score is in the “good” category or higher, […]

Personal loans offer flexible funding to take care of emergencies and reach other financial goals. However, taking out a personal loan isn’t always a good idea. Here’s what you need to know before you take out a personal loan. Key

If you don’t qualify for a personal loan due to your credit score, a co-signer might be able to help you gain approval. You’re more likely to find a co-signer by asking a family member or close friend. It’s also

Making monthly payments on student loans is a daunting task if you’re struggling financially. If you’re looking for a way to reduce your monthly payment and improve your cash flow, refinancing your student loan is one strategy. However, before you

When you apply for a personal loan, there’s a chance that you might be declined. Five of the most common reasons that might prevent you from getting approved for a personal loan include: A poor credit history or low credit

Starting your own business to provide personal loans can be lucrative if you go about it in the right way. It can also be challenging, especially given the many regulations you’ll have to be aware of and follow. Here are

A personal loan agreement is a contract between a lender and borrower spelling out the terms of a loan. Having one is usually a good idea whether you’re lending money to family or friends or borrowing from them. It’s a

Student loan balances can have a significant impact on the economy because they prevent borrowers from moving forward with other financial plans like buying a home or a car. Student loan debt also hinders spending by limiting the amount of