Matt Ryan Webber

For many investors, diversifying their portfolios now means investing in stocks, shares, and funds outside the United States. That’s as true for investors managing a Roth individual retirement account (Roth IRA) as any other kind of portfolio. For these investors, […]

Home equity in the United States is at an all-time record, with the average mortgage holder now owning $315,000 in home equity. That figure increased from $129,000 in 2019, fueled by a similarly rapid increase in house valuations. Year over

An SBA loan is a business loan that is guaranteed by the U.S. Small Business Administration (SBA). These loans can be used by businesses to cover startup costs, expansions, real estate purchases, and a wide range of other expenses. They

If you file for Chapter 13 bankruptcy, you are able to restructure your debts and then pay them off over a period of three to five years under court supervision. After you’ve repaid your creditors, you will be able to

You can’t give a certificate of deposit (CD) to another adult, because federal rules say that the owner of a bank account must be identified as it is opened. You can, however, open a CD for a child or young

Reverse mortgages have become a popular way for seniors to access some of the equity that they have invested in their home. About 59,000 reverse mortgages were issued in the United States in 2022. Seniors with a vacation home in

Though all of these lenders will provide personal loans to borrowers with a “good” credit score, which is one from 670 to 739, you’ll likely need a significantly higher credit score to be approved for the largest loans. Similarly, the

You can apply for a personal loan from a variety of lenders. While banks remain the most popular provider of personal loans, some of the best personal loans are offered by online lenders and credit unions. The loans provided by

You can get a personal loan from a bank, an online lender, or a credit union, and you can use it to buy almost anything, including a car. Though it’s more common to use an auto loan to buy a

Payday Loans vs. Personal Loans: An Overview If you need to borrow money, you have some options. For example, you can consider an easy-to-obtain payday loan for small amounts if you believe you can repay what you’ll owe with your