Matt Ryan Webber

One key advantage of a 401(k) plan is that employers often provide a matching contribution. Employer matches represent a guaranteed return on your retirement investment, and it almost always makes sense to maximize them. If your employer doesn’t offer any […]

The Internal Revenue Service (IRS) sets limits for employer-sponsored 401(k) plans, such as the maximum annual employee contribution limit and the maximum employer contribution limit. Some of these limits apply to 401(k) contributions of employees who earn high salaries. Here,

Seniors and retirees who haven’t worked for many years may face the challenge of limited income from savings and investments. Although they own their home outright, they find themselves house-rich but cash-poor. As a result, they might experience financial struggles when

Special Needs Trust vs. ABLE Account: An Overview Both ABLE accounts and supplemental needs trust (SNT), also known as supplemental needs trusts, allow the accumulation of resources for the benefit of an individual with a disability without jeopardizing key federally

Philip N. Jefferson is an American economist who, in May 2023, was named vice chair of the Federal Reserve Board (FRB). This is the board’s second-highest position and makes Jefferson a powerful voice in determining U.S. economic policy. Jefferson is

A business plan is a strategic document that outlines a company’s goals and details the strategies it will use to achieve them. It serves as a blueprint for the company, guiding a business through its marketing, financial, and operational decisions.

A reverse mortgage is a loan that can be taken out against the value of a home. Applicants for reverse mortgages must be at least 62 years old and have considerable home equity. Reverse mortgages allow homeowners to borrow against

Reverse mortgages can be a good way for older adults to access the money tied up in their homes. A reverse mortgage is a loan for homeowners who are 62 or older and have considerable home equity. It allows these

A home equity loan can be a good way to access some of the equity you’ve built up in your home, particularly to finance home improvements. With a home equity loan, you receive a lump sum and pay back the

A certificate of deposit (CD) can be a very low-risk way to save for the short-term future. If your child has some savings they’d like to invest or if you’d like to put some money aside for them, you can