LaToya Irby

Currently, federal student loans are issued by the U.S. Department of Education through the William D. Ford Federal Direct Loan Program. However, recent efforts by the Trump administration suggest this system may be heading toward privatization. If this change were […]

After a five-year pause, the government is restarting involuntary collections on defaulted federal student loans. The resumption of student loan payments marks a major shift for millions of borrowers, especially women. They carry most of the country’s student debt and

A mortgage calculator is a valuable tool that helps you estimate your monthly mortgage payment based on factors like home price, down payment, and interest rate. Understanding these estimates can help you set a realistic home-buying budget and determine whether

Lender Type How They Work Mortgage Brokers Works with multiple lenders to find the best terms for borrowers Mortgage Bankers Originates loans and often sells to investors after closing Retail Lenders Lends directly to borrowers; usually offers other banking services

When you need to borrow money quickly, easy-approval loans can be an attractive option. Many of the easiest loans to get don’t require a credit check, have minimal requirements, and offer quick funding.  While these emergency loans can be a

You can find a reputable credit counselor through a trusted trade association or federal database. Credit counselors provide resources and services to help manage your finances, pay off debt, and understand debt relief options like bankruptcy. If you’re searching for

See what you can earn with a Sallie Mae CD Fact checked by Amanda Bellucco-Chatham 10’000 Hours / Getty Images Sallie Mae offers a certificate of deposit (CDs) with terms ranging from 6 to 60 months, all of which are

The Fair Credit Reporting Act (FCRA) gives Americans the right to an accurate and complete credit report. If you find outdated, incomplete, or inaccurate information on your credit report, you can dispute it and have it removed or updated. According

A personal loan can help you finance a wide range of expenses, such as unexpected bills, debt consolidation, or large purchases like a new appliance or vacation. Applying for a personal loan may seem intimidating, but it’s fairly straightforward. Let’s

While you can legally repair your own credit, the process can be challenging and time-consuming. Because of this, many people turn to experienced credit repair companies to help remove damaging errors from their credit report. Understanding how to choose a