Greg DePersio

Though your will is not public during your lifetime, after you die, it becomes public after it goes through a process called probate. In probate, a will is validated, the estate is inventoried, and the assets are distributed according to […]

Beneficiaries of a trust typically pay taxes on the distributions they receive from a trust’s income. The trust doesn’t pay the tax. Beneficiaries aren’t subject to taxes on distributions from the trust’s principal, however. The principal is the original sum

A money market fund is a safer alternative to stock investing and often pays more than holding money in a traditional bank account. These funds pool investors’ money to purchase low-risk and highly liquid securities, such as Treasury bills and

Debit Card vs. Credit Card: An Overview Debit and credit cards are commonly used worldwide, and although they look similar, there are major differences between them. For example, a debit card takes funds directly from your bank account, while a

Annuities and bonds are two financial products often used by investors who are seeking a steady stream of income in retirement. However, tax regulations, interest rates, lending systems, and maturity lengths for these products vary widely. Before you make any

Factors that affect your credit score include your payment history, your credit mix, your credit utilization ratio, the length of your credit history, and whether you’ve recently applied for new credit. The amounts owed (your debt level), your payment history,

Title Loans vs. Payday Loans: An Overview Asking which one is better to get—title loans or payday loans—is equivalent to asking which illness is better to get during the winter. Both loan products feature unreasonably high interest rates, unfavorable terms,

Co-pays and deductibles are features of health insurance plans. They involve payment on the part of the insured, but the amount and frequency differ for co-pays and deductibles. Key Takeaways Co-pays and deductibles are both features of most insurance plans.

Taking a road trip across the United States offers an alternative to flying that can be more fun and, sometimes, less expensive. “Sometimes” is a loaded word here. Consider how prices have changed between 2019 and 2024. The price of

Buying a home can be an exciting part of a person’s life. It represents a sense of accomplishment and is also one of the biggest investments someone can make. But it can also be a stressful process that’s often drawn