Mark P. Cussen

Financial advisors face myriad difficulties each day. To succeed, they must combine the skills of asset managers, financial planners, psychologists, and marketers. While most advisors can wear some of these hats well, managing several roles is very difficult, especially if […]

There are thousands of mutual funds for you to choose from, and most share the characteristics that have made them a popular investment: liquidity, diversification, and professional management. However, only certain mutual funds have a high dividend yield. Below, we

Passing wealth on to succeeding generations of a family, especially when the assets are significant, requires careful strategic thinking and estate planning. Having an estate plan helps to make sure that your property and money go to those you designate

Securities Professionals and Their Firms Attributes Registered Representative (RR) Broker-Dealer (BD)  Investment Adviser Representative (IAR) Registered Investment Adviser (RIA) Also known as Stockbroker Securities dealer Financial adviser Financial advisory, wealth manager Primary Regulating Bodies FINRA FINRA, SEC SEC, state regulators SEC, state

Credit Cards vs. Debit Cards: An Overview Credit cards and debit cards are often used interchangeably, but they have distinct differences that can affect your financial situation. Though they look nearly identical, they have 16-digit card numbers, expiration dates, magnetic

Very few financial products have generated as much controversy as variable annuities. Many brokers and planners view them as indispensable retirement planning tools, while other financial experts warn consumers to avoid them at all costs. There is no black-and-white answer

It’s never fun to lose money in the stock market, but it can help you out when it’s time to file your taxes. Those losses that you took in the previous calendar year in your portfolio can now be used

Hybrid annuities are structured to provide both growth and income for their investors. These vehicles can, in fact, serve many purposes, but the question is, how well can they really perform each of these functions? Read on to learn about

Choosing the right Medicare plan can be confusing, and it’s difficult to decipher all the language written into these plans and options. Medicare mistakes to avoid include missing your initial enrollment period, signing up for the wrong coverage, not paying

Millions of Americans sock money away every year in individual retirement accounts (IRAs), annuities, and traditional, employer-sponsored retirement plans. The tax deferral that these plans and accounts provide can amount to significant savings, as long as your tax bracket in