Daniel Thomas Mollenkamp

Inventions like the spinning jenny and the water wheel transformed the way that goods were produced and energy was harnessed during the Industrial Revolution in Great Britain. They played a major role in the radical transformations that occurred under industrialization, […]

The specific impact of home equity loans—as opposed to that of the broader mortgage market—has been difficult to suss out. Scholarly treatments looking at instruments for tapping equity note that both homeownership and access to home equity extraction are worse

What Is the Rehabilitation Credit (Historic Preservation)? The rehabilitation credit is a federal tax incentive for preserving historic structures in the U.S. It offers a tax credit for 20% of the expenses for substantially rehabilitating buildings for business or income-generating

Given the unique hurdles and historic struggles that Native American people have endured, it’s vital for these communities to know what resources exist to assist them. In the United States, indigenous people suffer high rates of unemployment and poverty. And

Reverse mortgages are financial tools that allow homeowners to access capital using their home equity as collateral. They represent a way for people age 62 or older to tap into the value of their home, in contrast with other methods,

Known as the loan where a lender makes payments to you, reverse mortgages are on the rise. So, too, is home equity. In the first quarter of 2024, accelerating housing prices in the United States caused homeowners to gain more

Reverse mortgages have become a common, if contentious, way for older homeowners to access cash using the equity in their homes to secure a loan. It has been expected that reverse mortgages will grow as the American population ages. But

Police budgets represent a part of public spending related to law and order. This broad category of spending would also include spending on prisons and jails or corrections expenditures. It also includes judicial spending or court expenditures, which pay for