Daniel Kurt

Life insurance can help you protect your loved ones from financial strain, but it’s also a major investment. Over a period of years, a lower premium can yield major savings. When you’re pricing life insurance policies, you’ll want to consider […]

How long does a beneficiary have to claim proceeds from a life insurance policy? If months or years have passed since the policyholder’s death, should you worry about losing out on the benefit? The short answer is “no.” There isn’t

When kids leave home, they face significant financial responsibilities, from creating a budget to making long-term investment decisions. Unfortunately, many are unprepared for these challenges. Many kids grow up in households where parents aren’t comfortable talking about money, and financial

There’s a middle-of-the-road option between fixed annuities (which provide guaranteed, but modest, returns) and variable annuities (which provide returns based on how well a particular basket of stocks performed): indexed annuities. But are they worth it? Here’s what you need

A decade ago, most traders didn’t pay much attention to the difference between two important interest rates—the London Interbank Offered Rate (LIBOR) and the Overnight Indexed Swap (OIS) rate. That’s because, until 2008, the gap, or “spread,” between the two was minimal.

For decades, Americans working in the private sector have relied on 401(k) plans to fund their retirement. However, if you take a job in the federal government or the military, you can expect a different investment vehicle as part of

The presidency of the United States might be one of the most powerful positions on the planet, but it hasn’t always equated to enormous amounts of wealth. Several of the men who occupied the White House endured hard times earlier

For a long time, converting your traditional IRA to a Roth version was a fairly low-risk proposition. If you changed your mind at a later date, you could always reverse course. That ended with the tax bill former President Trump

The loan amount that you borrow is called the principal, and the interest represents the cost of borrowing charged by the lender. To calculate the principal and interest, multiply the principal amount by the interest rate and multiply the result

The next time you make a substantial purchase such as a washing machine or television, you may find that the retailer tries to sell you one more thing at the register: an extended warranty for your new product. By offering