Cash Vs. Mortgage: An Overview Paying cash for a home has the major advantage of avoiding additional debt. But, even if you have the cash to pay for a home, there are advantages to taking out a mortgage as well. […]
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ETF vs. Mutual Fund: An Overview Americans have over $30 trillion invested in mutual and exchange-traded funds (ETFs) combined, making these two investment vehicles the cornerstone of many people’s financial planning. ETFs and mutual funds work by pooling money from
ETF vs. Mutual Fund: What’s the Difference? Read More »
Type Description $/Minute + $/Mile Minimum Fare uberX affordable rides all to yourself $0.78 per minute + $1.81 per mile $7.19 uberXL affordable rides for groups up to 6 $0.95 per minute + $2.48 per mile $11.11 UberXXL rides for
Uber vs. Yellow Cabs in New York City: What’s the Difference? Read More »
Financial Planner vs. Financial Advisor: An Overview Someone who needs help managing their money usually turns to a professional. “Financial advisor” and “financial planner” are both specialists who help consumers manage their funds. A wide range of financial professionals can
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Letter of Intent vs. Memorandum of Understanding: An Overview A letter of intent and a memorandum of understanding are both non-binding documents that outline or establish an agreement by two parties to work toward a mutual goal. However, they are
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457 Plan vs. 403(b) Plan: An Overview For previous generations, working in the public sector ensured a guaranteed income in retirement through a pension benefit. However, public-sector and nonprofit organizations now offer employer-sponsored plans, the 403(b) and the 457, to
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Record Date vs. Ex-Dividend Date: An Overview The record date and the ex-dividend date of stock are crucial when buying stocks and knowing about dividend eligibility. The record date is the cut-off date set by a company to determine which
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Human Capital vs. Physical Capital: What’s the Difference? Capital is the lifeblood of a corporation. It allows a business to maintain liquidity while growing operations. Generally, capital is used to refer to physical assets in business. It is also used
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Pre-money and post-money are valuation measures of companies. Both are crucial in determining how much a company is worth. The difference between pre-money and post-money is timing. Pre-money valuation does not include external funding or recent capital injection, while post-money does.
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CAIA vs. CFA: An Overview It can be challenging for finance professionals to keep up with the alphabet soup of potential professional titles. That is especially true when many programs seem to cover much of the same information. Such is
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