Carrie Pallardy

Buy now, pay later (BNPL) options are becoming ubiquitous. You can opt for a payment plan when buying a big-ticket item like concert tickets. In fact, more than half of Coachella attendees chose that option in 2025. Buy now, pay […]

Most carmakers in the US gather and share driver data. Often, drivers agree to these data collection practices without even knowing it. Your data might impact your car insurance premiums and even the terms you are offered on an auto

Potential Monthly PMI Payments 5% Down Payment 10% Down Payment 15% Down 20% Down Monthly PMI Payment $365 $234 $95 $0 How Long Do You Have to Have PMI? Typically, you will pay for PMI until you have achieved 20%

When a borrower misses a certain number payments on their mortgage, the lender can begin the process of taking ownership of the property in order to sell it. This legal process, foreclosure, has six typical phases, but the exact procedure

Most homes for sale are listed on the Multiple Listing Services (MLS). However, you can find homes not listed on an MLS for sale, which are known as off-market homes. Potentially, these properties can provide a better deal, a more

If you are applying for a U.S. Small Business Administration (SBA) loan, you can expect the entire process from application to funding to take about 30 to 90 days. The SBA loan application process takes time in part because it

SBA microloans are loans that the U.S. Small Business Administration (SBA) provides for up to $50,000 through intermediary lenders to help entrepreneurs grow their small businesses. Microloans can be used for many different purposes, such as for working capital or

Deducting home equity loan interest can save you money on your tax bill, but you have to understand the rules under the Tax Cuts and Jobs Act (TCJA) of 2017. A loophole allows homeowners to deduct interest for qualified home

President-elect Donald Trump’s promised tariffs have economists and homebuyers considering the potential of higher mortgage rates in 2025. Key Takeaways President-elect Trump has proposed steep tariffs on products imported from Canada, Mexico, and China and potentially on all imported goods.

President-elect Donald Trump is aiming to deport approximately 11 million undocumented immigrants. Mass deportation efforts could impact the construction workforce, driving up labor and home costs. Key Takeaways Trump claims mass deportation will lower home prices, but critics argue that this