Adam Hayes

When the markets are dropping and your portfolio is falling with it, the instinct is to sell everything, cut your losses, and stick with cash. However, history shows that remaining invested is the best choice over the long run. Volatility […]

Recessions seem to occur every decade or so in modern economies, and they seem to regularly follow periods of strong economic growth. This pattern recurs with striking consistency, but is it inevitable? Can a recession be avoided, or is it

Investing isn’t just about picking winners; it’s about avoiding costly mistakes. Barry Ritholtz, a financial expert and author of the 2025 book How Not To Invest, argues that many investors lose money not because they lack skill but because they

Financial ratios can be used to assess a company’s capital structure and current risk levels, often in terms of a company’s debt level and risk of default or bankruptcy. Some of the financial ratios commonly used by investors and analysts

Equity Funds vs. Income Funds: An Overview When investing money, you’re faced with many choices. Two well-known categories of investments are equity funds and income funds. But what exactly are they, and which one is right for you? Let’s start

Exchange-Traded Products (ETPs) vs. Exchange-Traded Funds (ETFs): An Overview Exchange-traded products (ETPs) offer investors diversity and liquidity through pooled investments that trade on stock exchanges, akin to individual stocks. ETPs are not stocks; they are sophisticated financial instruments that can

What is Options Trading Volume? Trading volume and open interest are like the pulse and blood pressure of the options market. They give option traders vital signs about the health and direction of market activity. Trading volume refers to the

Environmental, social, and governance (ESG) scores are an essential tool for investors to assess a company’s sustainability and ethical performance. These scores typically range from 0 to 100, with a score of less than 50 considered relatively poor and more

How do robo-advisors measure up against the long-standing benchmark S&P 500 Index? That depends on various factors, including how a robo-advisor is directed to invest by an investor’s criteria, such as financial goals, investment profile, and risk tolerance. If a

Crypto custodians protect an investor’s digital assets, provide secure storage, and manage cryptocurrencies. Individuals can retain self-custody, which gives investors control but brings significant risks, such as losing private keys and passwords or managing security breaches. Custodians can mitigate these